Changing payments, one message at a time.

MessagePay provides financial institutions and their customers with an additional avenue for making loan payments. Simple, convenient payments for a mobile-first world.

Request a Demo
Credit Union Case Study

Interested in learning more about how MessagePay can help you delight your members?
Check out this case study for ideas on how you can become more competitive with other players in the financial industry.

Download Now

More loan payments, less effort for everyone

Send your customers monthly payment reminders to their cell phones. MessagePay let’s users see their loan info and make payment without logins or apps. Straight from a text message.

Modern technology solutions for financial institutions

MessagePay works with the modern, mobile customer in mind. 90% of text messages are read within the first 3 minutes of being received.

A convenient way to pay.

Online banking, mobile apps, logins and passwords. MessagePay adds to the way your customers can pay with the simplicity of a text message.

MessagePay Debt Repayment Partners

Spera, Inc. (DBA MessagePay) is a registered ISO of Merrick Bank Corporation, South Jordan, Utah.